Fixing your credit has never been Easier

Credit Fixers is the premier choice to help you fix your credit. Schedule a Free Review today to find out how we can help remove errors on your credit report.

Maximize Your Finances and

Improve Your Credit

Having great credit isn’t an option, it is essential. With Credit Fixers, we use our decades of credit repair experience to fix your credit so you can:

Get Approved for Financing

If you can’t close on your dream home quickly due to your credit, you may lose it! We can help boost your credit scores.

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Lower Insurance Premiums

Most people don’t realize that insurance companies check your credit, too. You could be saving hundreds on insurance!

Qualify for a Better Job

Credit checks are now required for many jobs and promotions and are often a standard screening practice. Don’t lose out!

Reduce Financial Stress

The majority of divorces happen due to financial stress and disagreements. Save yourself the undue hardship!

Lower Utility Payments

Yes, even your power company and mobile phone carrier charge more if you have bad credit. Make life more affordable!

Have Peace of Mind

You can rest well knowing that anywhere you go, you won’t be facing elevated scrutiny or humiliation due to your credit.

Get A Free Review of All 3 Credit Reports and Scores Today!

We’ll also help create your plan for improving your credit, absolutely free.

What You Get With

Our Credit Repair Services

 

We take the stress out of repairing your credit by systematically removing your errors, building positive credit, and managing your credit scores.

You have the right to a 100% accurate, complete, up-to-date credit report. However, the credit bureaus are notoriously inaccurate and difficult to work with. Disputing potential errors can be nerve-racking and time-consuming, especially for working consumers. Furthermore, one mistake in your disputes can mean the credit bureaus will have the right to ignore them and deny you the credit scores you deserve. That’s where having trained, experienced credit repair professionals on your side can truly make the difference. We’ll take the burden off of you while maximizing your chances of results!

So you’ve tried disputing your probable errors with the credit bureaus only to be told that the information is “verified.” What now? Keep in mind, verified doesn’t mean valid. Also, there are many places along the way between the creditor reporting their data to the credit bureau where information can be mistaken or misused. We don’t stop at the credit bureaus only. When necessary, we take your disputes straight to your creditors, themselves, and the collection agencies as well. From polite requests for removal to demands citing law, we know how to handle creditors directly. 

There are times it becomes necessary to refer your case to a consumer-rights or credit-specialized attorney. These include when the credit bureaus simply won’t budge on a case with documented errors, or when there’s a collection agency that has violated the Fair Debt Collection Practices Act (FDCPA). A licensed attorney can help you determine your next steps in cases such as these, and we’re happy to help guide you to the right one. Our network of practiced consumer-protection attorneys can help you pursue a final resolution to your credit issues.

 

Getting bad credit removed is one of the fastest ways to improve your credit scores, but it’s not the only one. We help you attack the issue from both ends by working to improve your credit score by establishing good, new credit in your name. For example, we offer credit-builder secured credit cards that allow you to start building positive credit immediately. Find out how we can help you achieve your goals faster! 

Frequently Asked Questions

How Long Does Credit Repair Take?

You’ll start getting results within 35-45 days! We call this your “first round” of disputes. For some clients, one round is all it takes!

But the automated system that the credit bureaus use, called eOSCAR, often fails to take the appropriate actions. If that happens, we won’t simply give up. We’ll use increasingly escalated tactics to put the pressure back on the credit bureaus for several rounds, each of which takes 35-45 days.

On average, our customers graduate our Credit Repair process in 6 months or less!

Will you bill me in advance for your services?

We will never bill you for services we have not yet provided! If you encounter this practice from any other Credit Repair Provider, it is a huge red flag, as they are not in compliance with Federal regulations.

We take compliance and service seriously. We want you to be absolutely clear on how much each of our services costs — no hidden fees — and we will only bill you after our service has been rendered.

What kinds of derogatory items can you get removed?

The Fair Credit Reporting Act requires all of your accounts and items on your credit report to be 100% complete, accurate, up-to-date, and verifiable.

That includes your personal data, payment histories, collections, chargeoffs, public records, and every other type of item.

The key is that the credit bureaus must be able to provide you verification of the total accuracy of their reports. When they cannot, they must delete the unverifiable item.

We leverage the FCRA and other Federal consumer protection laws to enforce your rights and get you the credit you’re entitled to!

What if my derogatory items are accurate?

Firstly, while you’re entitled to accuracy, that’s not all. The credit bureaus must be able to provide verification of their accuracy. It is their burden of proof, not yours.

On the majority of accounts we dispute for our clients, we find unverifiable information and demand its deletion.

Secondly, even if the credit bureaus provide verification that they’ve reported your item accurately, that doesn’t mean you’re out of options.

For instance, the credit bureau may be reporting a collection accurate to the information the collection agency provided them, but that doesn’t mean the collection agency’s actions are compliant with the law.

We pursue every means of helping you get the best credit possible. That only begins with 100% verifiable accuracy.

Have a Another Question?

Testimonials

“The Credit Fixers did a great job! Very fast, easy, and got great results. Thanks for all your help!”

Michael S.
Kansas City, MO

“I could not be happier with the service and support we received! You guys rock!.”

Mary R.
New York, NY

“Just wow! After being turned down so many places I felt helpless with my credit – Not Any More!”

Sarah H.
New York, NY

Affordable Pricing

$199/Credit Analysis

$99/month

Our Credit Repair Services Include:

Disputes with TransUnion, Experian, and Equifax

Creditor Direct Disputes

Online Portal to Follow Your Progress

Customer Support

Credit Building Recommendations

Unlimited Disputes

Personalized Dispute Letters

Attorney Review

Professional Credit Audit

We Help Improve Your Credit By Removing Errors Holding back your credit scores such as…

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Collections

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Charge Offs

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Reposessions

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Foreclosures

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Inquiries

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Public Records

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Late Pays

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And much more

Schedule Your FREE Credit Review Today!

Our team is excited to speak with you about your situation to see how we can help. When you schedule your FREE Credit Review we will review your most recent credit report and discuss the steps you can take to start improving your credit right now. 

We are Available 24/7!